Pet Insurance

Pet insurance provides financial protection against unexpected veterinary costs due to accidents, illnesses, or chronic conditions. It ensures your pet receives necessary medical care without the burden of high expenses. Different plans cater to various needs and budgets, offering peace of mind and safeguarding your pet’s health.

In the UK, pet insurance typically includes four main types of cover: Accident Only, which covers treatment for accidents and injuries; Time-Limited, covering conditions for a set period, usually 12 months; Maximum Benefit, which covers conditions up to a set financial limit; and Lifetime, providing continuous coverage for ongoing conditions, renewing each year. Each type offers varying levels of protection and cost, catering to different needs and budgets.

In most cases, insurance companies will not cover any pre-existing conditions. A pre-existing condition is something that has been noted by you or your veterinary surgeon to be of concern with your pet before the insurance policy was taken out, whether treatment was required or not.

Most insurance companies are now accepting electronic claims via email or have their own online portals/hubs that we can submit claims on, removing the need for paper claim forms. This section provides a detailed breakdown of how you can go about making a claim.